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After medical insurance reimbursement: The cost of assisted reproductive treatment is revealed
Source: LelaiwaPublished: 2024-06-30
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After medical insurance reimbursement: The cost of assisted reproductive treatment is revealed

For many ordinary families that cannot have children naturally, assisted reproduction is a suitable way to realize their "fertility dream", but its high cost makes many families prohibitive. Since 2023, part of my country

Provinces have includedassisted reproduction in medical insurance reimbursement tosolve the problem of families who are willing to have children that "cannot and dare not have children" and help the long-term balanced development of the population.

From "liberalizing three children" to this year's government work report clearly proposing "improving fertility support policies...

From "liberalizing three children" to this year's government work report clearly proposing "improving fertility support policies... Reduce the burden of family childbirth, parenting, and education. " A number of maternity support policies have proposed

for medical insurance work

tNew requirements.

According to relevant information, Beijing, Guangxi, Inner Mongolia, and Gansu provinces have successively included assisted reproduction in medical insurance reimbursement. Taking Guangxi as an example, starting from November 1, 2023, there will be 12 projects such as IVF embryo transfer

Therapeutic assisted reproduction projects are included in medical insurance reimbursement. The medical insurance fund expenditure is about 114 million yuan, the reimbursement rate is 59.13%, and about 55,800 people enjoy the reimbursement policy. This data fully demonstrates that the national medical system

n

The insurance bureau's efforts to reduce the burden on patients. After assisted reproduction has been included in medical insurance reimbursement, it has greatly mobilized the enthusiasm of groups in need of fertility treatment. In the past few months, outpatient clinics in assisted reproduction institutions across the autonomous region have been

The volume reached 607,700 times, a year-on-year increase of 35.64%.

Including the cost of assisted reproductive treatment into national medical insurance is an important advancement in my country's medical security system. This measure can not only benefit the majority of patients, but also promote the development of assisted reproductive technology in my country

Exhibition. Previously, the charging standards for assisted reproductive technology varied from region to region and were generally higher. Taking IVF as an example, the cost of a complete treatment cycle is about 30,000 - 50,000 yuan, and for some

For families that need multiple attempts, the cost is hundreds of thousands of yuan. For ordinary families, such expenses are undoubtedly a considerable burden. Today, with the implementation of the medical insurance reimbursement policy, this

The problem has been effectively alleviated.

Take Ms. Zhang as an example. Suppose she is undergoingintracytoplasmic single sperm injection(ICSI, Second Generation IVF) treatment in the hospital. Before being included in medical insurance, she would have to spend on oocyte retrieval (2400 yuan)

Single sperm injection (3346 yuan), embryo culture (4200 yuan), and embryo transfer (2300 yuan) totaled 12246 yuan. After being included in medical insurance, if Ms. Zhang is a participant in basic medical insurance for employees, the rate of 70%

For the reimbursement ratio, the above four expenses only need to be paid 720 yuan, 1,003.8 yuan, 1260 yuan, and 690 yuan respectively, totaling 3,673.8 yuan, and 8,572.2 yuan can be reimbursed; if Ms. Zhang is an urban and rural resident, basic medical insurance

Insurance insured personnel, according to a 50% reimbursement ratio, the above four expenses only need to pay 1200 yuan, 1673 yuan, 2100 yuan, and 1150 yuan respectively, totaling 6123 yuan, and 6123 yuan can be reimbursed. Final reimbursement expense root

It depends on the patient's specific treatment conditions.

How much money will be saved after assisted reproductive technology is included in medical insurance reimbursement? According to China Business News, experts said that the cost of a single cycle of IVF in Beijing is about 30,000 - 50,000 yuan, calculated based on the median value

Medical insurance reimbursement expenses account for about 23% of the treatment expenses in a single cycle, and the reimbursement price is about 8,000 - 11,000 yuan.

The situation has changed over the decades, from family planning to encouraging second and third children. With the implementation of assisted reproduction into medical insurance policies, it will have a certain boost effect on the industry. According to relevant policies and regulations, medical insurance

The scope and proportion of reimbursement will vary according to different regions and hospitals, but overall, medical insurance can reduce a certain financial burden on families.

In short, including the cost of assisted reproductive treatment into national medical insurance is an important advancement in my country's medical security system. This measure will not only benefit the majority of patients, but also promote assisted reproductive technology in my country


Development of

. It is hoped that in the future, this policy will be more widely promoted, so that more families can get better protection when seeking assisted reproductive services and help achieve the goal of "reproductive freedom".


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